158 9 https://www.verityadvisory.com.au/media/website_posts/158/Interest-rate.jpg page https://www.verityadvisory.com.au/insights/tax-and-structuring/the-rba-has-hiked-again-here-is-what-it-means-for-doctors/ 2026-03-17 04:26:00 157 9 https://www.verityadvisory.com.au/media/website_posts/157/20260225-tax-vs-borrowing.png page https://www.verityadvisory.com.au/insights/tax-and-structuring/why-minimising-tax-can-quietly-kill-your-borrowing-capacity/ 2026-02-24 23:57:00 155 15 debt-to-income (DTI) limit, marking a significant shift in how banks assess and manage mortgage risk. While this applies to all borrowers, the implications for medical professionals—especially IMGs, registrars, GPs and practice owners—are distinct and worth understanding early.]]> https://www.verityadvisory.com.au/media/website_posts/155/20251211.jpg page https://www.verityadvisory.com.au/insights/property-investment-and-lending/apra-introduces-first-ever-debt-to-income-limits-what-doctors-need-to-know/ 2025-12-11 04:21:55 154 15 using your self-managed super fund (SMSF) to buy property, you’ll need the right structure in place. One of the main ways to do this is through a Limited Recourse Borrowing Arrangement (LRBA). ]]> https://www.verityadvisory.com.au/media/website_posts/154/20250923.jpg page https://www.verityadvisory.com.au/insights/superannuation-and-smsf/using-super-to-invest-in-property-how-smsf-borrowing-works/ 2025-09-23 14:00:00 146 15 The big question is: are you putting it to work, or letting opportunity slip away?

In our latest blog, I share common mistakes to avoid when leveraging equity for investing — and we’ve also included a 7-Step Checklist you can use straight away. ]]> https://www.verityadvisory.com.au/media/website_posts/146/Brisbane.jpg page https://www.verityadvisory.com.au/insights/property-investment-and-lending/using-home-equity-to-build-wealth-without-the-costly-mistakes/ 2025-09-11 14:00:00 142 15 off the plan can be an attractive option, but it comes with unique capital gains tax (CGT) implications. Because settlement may take place months—or even years—after signing the initial contract, it’s important to understand how CGT rules apply. ]]> https://www.verityadvisory.com.au/media/website_posts/142/20250821.jpg page https://www.verityadvisory.com.au/insights/property-investment-and-lending/cgt-and-off-the-plan-property-purchases/ 2025-08-20 14:00:00 126 15 Capital Gains Tax (CGT) in Australia, the timing of a sale contract is crucial. The ATO considers the date you enter into the contract to sell an asset—not the settlement date—as the key point for CGT purposes. This means any capital gain or capital loss is counted in the income year the contract is signed. ]]> https://www.verityadvisory.com.au/media/website_posts/126/20250624.jpg page https://www.verityadvisory.com.au/insights/tax-and-structuring/cgt-timing-when-is-a-sale-contract-actually-entered-into/ 2025-06-24 00:08:32 124 15 Capital Gains Tax (CGT) may be fully exempt – but only under certain conditions. One key area to understand is how CGT applies to land adjacent to your home. This article breaks down the rules in simple terms to help you determine whether you qualify for the exemption. ]]> https://www.verityadvisory.com.au/media/website_posts/124/20250610.jpg page https://www.verityadvisory.com.au/insights/property-investment-and-lending/cgt-exemption-for-land-adjacent-to-your-home/ 2025-06-10 00:34:50 117 9 https://www.verityadvisory.com.au/media/website_posts/117/20250513.jpg page https://www.verityadvisory.com.au/insights/keep-accurate-cgt-records-and-save-on-tax/ 2025-05-13 01:23:00 114 15 https://www.verityadvisory.com.au/media/website_posts/114/20250501.jpg page https://www.verityadvisory.com.au/insights/small-scale-subdivision-and-property-development/ 2025-05-01 00:00:09 89 15 https://www.verityadvisory.com.au/media/website_posts/89/241022.jpg page https://www.verityadvisory.com.au/insights/tax-and-structuring/cgt-rules-for-buying-a-new-home-before-selling-the-old-one/ 2024-10-22 00:57:01 83 15 https://www.verityadvisory.com.au/media/website_posts/83/011024.jpg page https://www.verityadvisory.com.au/insights/tax-and-structuring/navigating-capital-gains-tax-when-selling-mixed-use-properties/ 2024-10-01 04:16:44 61 15 https://www.verityadvisory.com.au/media/website_posts/61/house.jpg page https://www.verityadvisory.com.au/insights/tax-and-structuring/top-10-tips-for-rental-property-owners-to-avoid-common-tax-mistakes/ 2024-06-19 23:15:57