--- title: Financial Insights for Doctors & Practice Owners | Verity Advisory | Tommy Li description: Practical articles for Australian doctors and practice owners on tax, structures, borrowing, super and practice ownership decisions. --- [Skip to content](https://www.verityadvisory.com.au/insights/author/tommy-li#main) [![Verity Advisory](https://www.verityadvisory.com.au/hs-fs/hubfs/Brand%20Logo%20etc/2.png?width=120&height=48&name=2.png)](https://www.verityadvisory.com.au/) ☰ Menu Who We Help [GP Contractors](https://www.verityadvisory.com.au/doctors/gp-contractors/) [Practice Buy-ins](https://www.verityadvisory.com.au/doctors/practice-buy-in-advice/) [Dentists](https://www.verityadvisory.com.au/dentists/) Services [Tax Advice & Structure Reviews](https://www.verityadvisory.com.au/what-we-do/tax-advice/) [Medical Practice Accounting](https://www.verityadvisory.com.au/what-we-do/medical-accounting/) [Financial Advice](https://www.verityadvisory.com.au/what-we-do/financial-advice/) [Insights](https://www.verityadvisory.com.au/insights/) [About](https://www.verityadvisory.com.au/about/) [Contact](https://www.verityadvisory.com.au/contact/) [Client portal](https://clients.karbonhq.com/us2/21yyHN8dJMd6/login)[Doctor Financial Scorecard](https://doctor-financial-scorecard.scoreapp.com/) Insights # Tommy Li Browse by topic: [All](https://www.verityadvisory.com.au/insights) [Earnings & Tax](https://www.verityadvisory.com.au/insights/tag/earnings-tax) [Borrowing & Property](https://www.verityadvisory.com.au/insights/tag/borrowing-property) [Practice Ownership](https://www.verityadvisory.com.au/insights/tag/practice-ownership) [Wealth & Retirement](https://www.verityadvisory.com.au/insights/tag/wealth-retirement) [Borrowing & Property · 11 Oct 2026 Building an Investment Property? Split the Loan Before You Sign Negative gearing for residential investment property is now limited to new builds. Why setting up separate land and construction loan facilities ...](https://www.verityadvisory.com.au/insights/property-investment-and-lending/building-an-investment-property-split-the-loan-before-you-sign) [Practice Ownership · 8 Oct 2026 Practice Owners: Choose Your Trust Structure for the Sale, Not the Announcement The draft trust rules offer an election with no restructure and no stamp duty \\u2014 but the same percentages apply to capital. What doctors with ...](https://www.verityadvisory.com.au/insights/tax-and-structuring/practice-owners-choose-your-trust-structure-for-the-sale-not-the-announcement) [Earnings & Tax · 30 Sep 2026 The 30% Minimum Tax on Family Trusts: What Doctors Need to Know Treasury has released draft law for a minimum 30% tax on family trust income from 1 July 2028. Here is what it says, what is excluded, the two ways ...](https://www.verityadvisory.com.au/insights/tax-and-structuring/the-30-percent-minimum-tax-on-family-trusts-what-doctors-need-to-know) [Earnings & Tax · 17 Sep 2026 Behind on Your BAS? Your GST Credits Expire After Four Years GST credits expire four years after the original BAS due date \\u2014 with no ATO discretion to extend. If activity statements have fallen behind, ...](https://www.verityadvisory.com.au/insights/tax-and-structuring/behind-on-your-bas-your-gst-credits-expire-after-four-years) [Earnings & Tax · 6 Sep 2026 Director ID Changes from 1 July 2027 From 1 July 2027, companies will begin providing their directors' identification numbers to ASIC through existing company reporting processes, ...](https://www.verityadvisory.com.au/insights/tax-and-structuring/director-id-changes-from-1-july-2027) [Wealth & Retirement · 31 Aug 2026 Helping Your Children Buy Property Helping an adult child buy their first home is becoming an increasingly common family financial decision.](https://www.verityadvisory.com.au/insights/property-investment-and-lending/helping-your-children-buy-property) [Borrowing & Property · 23 Aug 2026 Holiday Home Rental Deductions from 1 July 2026 Own a holiday home that you also rent out? From 1 July 2026, private use can have a greater impact on which property expenses are deductible.](https://www.verityadvisory.com.au/insights/tax-and-structuring/holiday-home-rental-deductions-from-1-july-2026) [Borrowing & Property · 13 Aug 2026 Offset or Invest Surplus Cash? A common question for doctors with a mortgage and growing surplus cash is: Should I leave the money in the offset account or invest it? At first ...](https://www.verityadvisory.com.au/insights/tax-and-structuring/offset-or-invest-surplus-cash) [Earnings & Tax · 18 Jun 2026 The 2026 EOFY Financial Checklist Every Doctor Should Have As the financial year draws to a close, many doctors start thinking about their tax return.](https://www.verityadvisory.com.au/insights/tax-and-structuring/the-2026-eofy-financial-checklist-every-doctor-should-have) [Earnings & Tax · 12 May 2026 Federal Budget 2026-27 All measures announced on Budget night 12 May 2026 are subject to legislation and may change before becoming law.](https://www.verityadvisory.com.au/insights/tax-and-structuring/federal-budget-2026-27) [Older articles →](https://www.verityadvisory.com.au/insights/author/tommy-li/page/2) ## Get our monthly insights by email A curated round-up of practical articles on tax and financial decisions for doctors, once a month. 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