Tonight's Budget didn't just change tax rates. It changed the architecture of wealth accumulation in Australia.
Three reforms. One structural shift.Negative gearing quarantined. The 50% CGT discount replaced. A 30% minimum tax on discretionary trusts.
Full analysis below — including what changed, what didn't, the key dates you need to know, and what the full Budget Paper reveals that
the headlines missed.
EOFY is not just about lodging tax returns. For doctors earning through an ABN, company, or mixed income arrangement, June 30 is the point where tax, super, structure, and deductions all need review. Here are four financial decisions worth getting right before the new financial year starts.
The RBA has hiked again, with a further increase likely before year-end. For doctors navigating property purchases, practice decisions or structural reviews, the implications go beyond the headline rate. Here is what the current environment means for borrowing capacity, practice buy-in timing, and tax structure.
High-earning medical contractors in Australia are often unknowingly trading borrowing capacity for tax savings. Here is why that conflict exists and what integrated advice looks like when both are addressed together.
A reflection on why some practice purchases struggle after settlement, not due to poor advice, but because assumptions, timing, and cashflow don’t always align in the real world.
APRA has announced its first formal debt-to-income (DTI) limit, marking a significant shift in how banks assess and manage mortgage risk. While this applies to all borrowers, the implications for medical professionals—especially IMGs, registrars, GPs and practice owners—are distinct and worth understanding early.
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