Website Terms and Conditions

Last updated: May 2026

1. Introduction and Acceptance

This website at www.verityadvisory.com.au (Website) is owned and operated by Verity Advisory Pty Ltd (ACN 616 997 301) (we, us, our).
By accessing, browsing or using this Website, you agree to be bound by these Website Terms and Conditions (Terms) and our Privacy Policy. If you do not agree, you must not use this Website.
These Terms apply to all visitors and users of the Website. We may amend these Terms from time to time by publishing an updated version on the Website. Your continued use of the Website after any update constitutes acceptance of the revised Terms.

2. Website Content Is General Information Only

All content published on this Website is provided for general information purposes only. It does not constitute personal financial advice, credit assistance, tax agent services, legal advice or other professional advice, and is not a substitute for obtaining advice tailored to your objectives, financial situation, needs and circumstances.
To the extent any content on this Website constitutes financial product advice, it is general advice only and has been prepared without taking account of your objectives, financial situation or needs. Before acting on any information on this Website, you should consider whether it is appropriate for you and, where relevant, read the applicable Product Disclosure Statement (PDS), Target Market Determination (TMD) and other disclosure documents.
To the extent any content on this Website relates to taxation, it is general tax information only and is not tax agent advice provided under an engagement with you. To the extent any content relates to lending or credit, it is general information only and is not credit assistance or a recommendation that a particular credit product is suitable for you.
Information on this Website may change without notice, may not be current or complete when you access it, and should not be relied upon without independent verification or formal advice.

3. Regulatory Status and Disclosure Documents

Verity Advisory or its related entities may provide regulated financial, credit and tax services only through a formal engagement and in accordance with applicable laws and regulatory requirements.
Before we provide regulated services to you, we will provide the relevant disclosure documents and engagement terms, which may include a Financial Services Guide (FSG), Credit Guide, Statement of Advice (SOA), credit proposal disclosure, engagement letter, privacy collection notice and other documents required by law.
If anything on this Website is inconsistent with a document provided to you as part of a formal engagement or statutory disclosure, the engagement or statutory document prevails to the extent of the inconsistency.

4. No Client Relationship Created

Your use of this Website, including submitting an enquiry form, booking a call, downloading resources or subscribing to updates, does not by itself create any client, adviser, tax agent, credit representative, fiduciary or professional relationship between you and Verity Advisory.
We are not obliged to act for you unless and until we agree to do so in writing and all required onboarding, verification, disclosure and engagement processes have been completed.

5. Website Forms, Electronic Communications and Security

When submitting information through this Website, you must ensure the information is accurate, complete and not misleading, and that you are authorised to submit it.
Electronic communications and Website forms may be insecure or subject to interruption, interception or delay. You should not submit highly sensitive or confidential information through the Website unless we specifically request it through a secure channel.
We may contact you using the details you provide to respond to enquiries, provide requested resources, arrange appointments or administer our relationship with you. Marketing communications will be handled in accordance with our Privacy Policy and applicable laws, and you may opt out at any time where required by law.

6. No Warranty

To the extent permitted by law, we make no representation or warranty, express or implied, regarding the accuracy, completeness, reliability, availability or suitability of any content on this Website.
We do not warrant that the Website will be uninterrupted, error‑free, secure, compatible with your systems, or free from viruses or other harmful components.
You are responsible for implementing appropriate safeguards, including virus protection and backups, for your own systems and data.

7. Australian Consumer Law and Non‑Excludable Rights

Nothing in these Terms excludes, restricts or modifies any right, remedy or guarantee that cannot lawfully be excluded, restricted or modified under applicable law, including the Competition and Consumer Act 2010 (Cth), Australian Securities and Investments Commission Act 2001 (Cth), National Consumer Credit Protection Act 2009 (Cth), Corporations Act 2001 (Cth) and Tax Agent Services Act 2009 (Cth).
Where permitted by law, our liability for breach of a non‑excludable guarantee is limited, at our option, to resupplying the relevant service or paying the cost of having the service supplied again.

8. Limitation of Liability

Subject to clause 7 and to the maximum extent permitted by law, Verity Advisory is not liable for any loss, damage, liability, cost or expense (whether direct, indirect, consequential, special or incidental) arising from or in connection with:

your use of or inability to use the Website;
reliance on any Website content; or
access to any third‑party website or resource linked from this Website.

To the maximum extent permitted by law, we are not liable for loss of profit, revenue, opportunity, goodwill, data, anticipated savings or business interruption.
This clause does not limit liability where doing so would be unlawful, including for fraud, wilful misconduct, gross negligence or breach of a non‑excludable statutory obligation.

9. Your Obligations

You must use this Website only for lawful purposes and not engage in any conduct that is unlawful, misleading, deceptive, abusive, defamatory, harmful or infringing. You must not attempt to interfere with the Website, gain unauthorised access to systems, or transmit malware or harmful code.
Unauthorised use of the Website may result in civil or criminal liability.

10. Intellectual Property

All content on this Website is owned by or licensed to Verity Advisory and is protected by intellectual property laws.
You may view, download and print content for your personal, non‑commercial use, provided you do not alter the content or remove any copyright notices.
You must not reproduce, distribute, modify, publish, scrape or commercially exploit Website content without our prior written consent.

11. Privacy, Cookies and Tracking Technologies

We handle personal information in accordance with our Privacy Policy and applicable privacy laws.
This Website may use cookies, analytics tools and similar technologies to operate, improve functionality and support marketing activities. Where required, consent or notice will be managed through the Website or Privacy Policy. You may manage cookies through your browser settings, noting that some Website features may be affected.
We do not sell personal information.

12. Third‑Party Links and Content

This Website may contain links to third‑party websites or embedded resources. We do not control those resources and are not responsible for their content, security or privacy practices.
A link does not constitute endorsement or approval. You access third‑party resources at your own risk.

13. Indemnity

To the extent permitted by law, you indemnify Verity Advisory and its directors, officers, employees and agents against any claim, loss, damage, cost or expense arising from your unlawful use of the Website, breach of these Terms, infringement of third‑party rights, or content you submit through the Website.
The indemnity is reduced to the extent the loss is caused by our fraud, wilful misconduct, gross negligence or breach of law.

14. Website Availability and Changes

We may modify, suspend or withdraw all or part of the Website at any time without notice. We do not guarantee uninterrupted availability and are not liable for temporary interruptions beyond our reasonable control.

15. Amendments

These Terms may be updated at any time by posting an updated version on the Website. The “Last updated” date indicates when the Terms were most recently revised.

16. Governing Law and Jurisdiction

These Terms are governed by the laws of Queensland, Australia. You submit to the non‑exclusive jurisdiction of the courts of Queensland and applicable federal courts.

17. Relationship to Engagement Terms

These Terms apply only to your use of the Website. They do not replace or override any engagement letter, service agreement, disclosure document or other terms provided to you in connection with a formal service engagement.

18. Severability and Waiver

If any provision is invalid or unenforceable, it will be read down or severed as necessary, without affecting the remaining Terms. A failure to enforce a provision is not a waiver.

19. Contact Us

Verity Advisory Pty Ltd
Suite 10, 39 Jeays Street, Bowen Hills QLD 4006
Email: info@verityadvisory.com.au
Phone: 1300 173 103