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If you’re looking for ways to give your children a boost in saving for their first home, the First Home Super Saver Scheme (FHSSS) is a smart option to consider. It’s a tax-effective strategy that allows young people to grow their deposit faster, provided they meet the eligibility criteria and have never owned property before. …


Many Australians hold life insurance and disability cover inside their superannuation fund. It’s a simple and cost-effective way to get protection, but as retirement approaches, many people start to question whether it’s worth keeping.

There’s no universal answer. Whether you should keep or cancel insurance in super depends on your stage of life, financial situation, and family needs. Here are the key things to consider before making changes. …


Feeling stuck in the middle? You're not alone.
Supporting both ageing parents and grown-up kids? Here's how to protect your finances without burning out.
More Australians are joining the sandwich generation — juggling care for elderly parents while still supporting children, often well into adulthood. It’s emotionally draining and financially challenging, especially if you’re trying to keep your retirement plans on track. …

Upcoming Age Pension Changes from 1 July 2025

Upcoming Age Pension Changes from 1 July 2025

If you're nearing retirement or already receiving the Age Pension, there's good news. Starting 1 July 2025, the Australian Government will increase the Age Pension means test thresholds — a change that could make more older Australians eligible for a full or part pension and potentially increase current payments.


"Debt recycling" is currently a popular strategy being promoted by financial advisers and institutions. A quick online search reveals it’s being marketed as a way to convert non-deductible home loan interest into deductible investment interest, helping homeowners pay off their loans faster while building an investment portfolio or generating additional income. While it may seem appealing, it's important to understand the details. …

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