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Superannuation And Smsf


With over $4 trillion in superannuation savings, it’s no surprise that scammers see super as an easy target. The Australian Securities and Investments Commission (ASIC) has issued warnings about the growing number of high-pressure sales tactics and misleading promises designed to trick Australians into risky superannuation switches. Since your super is likely to be one of your largest lifetime investments, knowing how to protect it is essential. …


Many Australians hold life insurance and disability cover inside their superannuation fund. It’s a simple and cost-effective way to get protection, but as retirement approaches, many people start to question whether it’s worth keeping.

There’s no universal answer. Whether you should keep or cancel insurance in super depends on your stage of life, financial situation, and family needs. Here are the key things to consider before making changes. …


As the 2025 financial year unfolds, understanding the nuances of superannuation and Self-Managed Super Funds (SMSFs) is paramount for Australian businesses and high-income professionals. Proactive planning can help you maximise your retirement savings, ensure compliance, and avoid potential pitfalls. …


Superannuation regulations are constantly evolving, and 2025 will introduce several updates that may influence your retirement savings. Whether you are beginning to build your super or preparing for retirement, staying informed about these changes can help you make well-informed financial decisions. Here’s what to expect: …


Superannuation and Financial Hardship: A Safety Net in Difficult Times

Superannuation is generally regarded as a long-term savings plan for retirement. However, in times of financial hardship, it can also serve as a vital source of support. While super is primarily designed to fund retirement, there are specific circumstances where early access is permitted to help individuals facing financial difficulties. This article outlines these provisions and how superannuation may provide relief in challenging situations. …


Will Centrelink Recognise Your Generosity?

Did you know that approximately 60% of Australians aged 67 and over receive the Age Pension? However, not everyone qualifies for the full amount. This is because Centrelink assesses your wealth based on your income and assets, and if either exceeds certain limits, your pension is reduced. …


Self-managed superannuation funds (SMSFs) and super wrap accounts are popular alternatives to retail and industry super funds for individuals seeking greater control over their investments and potentially lower fees. …


An SMSF (Self-Managed Super Fund) can be established by almost anyone, with a maximum of six members. Typically, SMSFs are set up by individuals or couples, but other arrangements, such as involving family members or business partners, are also common. …

Tax tips for self-managed superannuation funds

Tax tips for self-managed superannuation funds

Are you spending too much time on SMSF management? It’s not easy to get all the details right, especially if your fund has changed operations over time. Talk to us about managing your SMSF investments, assets, compliance, administration, and reporting.

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