When Assumptions Meet Reality in Practice Purchases
A reflection on why some practice purchases struggle after settlement, not due to poor advice, but because assumptions, timing, and cashflow don’t always align in the real world.
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A reflection on why some practice purchases struggle after settlement, not due to poor advice, but because assumptions, timing, and cashflow don’t always align in the real world.
APRA has announced its first formal debt-to-income (DTI) limit, marking a significant shift in how banks assess and manage mortgage risk. While this applies to all borrowers, the implications for medical professionals—especially IMGs, registrars, GPs and practice owners—are distinct and worth understanding early.
If you’re running a small business and decide to sell it – or dispose of some of its assets – the Capital Gains Tax (CGT) retirement exemption can be a game-changer. This concession can significantly reduce, or even eliminate, the tax payable on the capital gain.